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Sir..thank you..sobrang hassle nga sa BPI kase landline di ba..buti pwede na sa Viber
I see. I don't much online transactions kaya siguro wala ako offer. LOL. Thanks!
Savings ko kasi is nasa digital banks. And I don't store them on trad banks anymore ang use lang saken ng mga banks is for transferring and minimizing transfer fees. I guess hindi pa for me ang CC. Thanks though!
Update ko lang tong post ko, may mga new Credit Cards na din kasi ako after a few months ng post ko.
Ah kaya pala. Easiest way ung sa trad bank savings if you wanted to have one. Very useful lalo pag nasa city almost cashless. Waiting ako na ma enable Apple Pay para via Apple Watch nalang payments.
Ano na mga new cards mo bro?
UnionBank Classic Visa, Rcbc Flex, tapos Citi Cashback. So 6 na lahat ng CC ko tol.
Dami brother! I can’t imagine myself doing that haha! Max of 2-3 for me is fine basta mataas CL.
Totoo bro. Hindi talaga maganda ang masyadong madaming credit card. So sa iba pong makabasa ng post namin, alamin nyo po muna ang mga benefits ng CC, make sure na yun talaga gusto nyo before applying.
My target would be just as follows:
subukan mo bossing gamitin yung payroll debit card mo pang purchase thru online transactions if willing ka,,para mapansin ng bank mo,,ganyan ako dati,,ginamit ko madalas sa online purchase si debit,,at di nagtagal si bank na mismo nagbigay sakin ng CC ng walang requirements
Hehe. Tagal ko nang ginagamit debit card ko wala pa rin silang tawag. Hahasubukan mo bossing gamitin yung payroll debit card mo pang purchase thru online transactions if willing ka,,para mapansin ng bank mo,,ganyan ako dati,,ginamit ko madalas sa online purchase si debit,,at di nagtagal si bank na mismo nagbigay sakin ng CC ng walang requirements
Thank you for sharing yung Viber ng BPI, those numbers work and able to speak with them kanina lang about waiving of annual fee.
kanina lang talaga nung nagbabasa ako dito then researched further about it at 'yun nga may waive waive palang eme. Unfortunately, nitong year lang ako gumagastos since I set aside agad mga salaries ko sa Passbook, kaya onti lang din binigay options sakin for waiving AF.Yes po, okay naman. I linked my Blue Mastercard Credit Card duon sa PayPal before, then when BPI offered me the eCredit Card, inunlink ko na yung cc ko sa PayPal since I prefer to use the eCredit Card for online purchases. If you have BPI cc and often do online purchases, then goods yung eCredit Card (but it has limits since sa mismong Credit Card mo rin siya mababawas). Lot of sites, games and platform where PayPal is one of payment option kaya goods rin to have PayPal. I still have mine but GCash Mastercard and GCash American Express naka-link.
I'm glad nakatulong po ako,Thank you for sharing yung Viber ng BPI, those numbers work and able to speak with them kanina lang about waiving of annual fee.
I actually never bothered waiving AF for 4 years that I've owned their Blue Mastercard, simply because I didn't know. I can't recall kung na-explain sakin nung nag-open ako cc or hindi ko naintindihan o hindi nakikinig
#2 and #3 aren't an option for me. Don't need those at the moment.
- Convert to 12 Months Payment 0% Interest
- Get a Supplementary Card
- Apply for Loan
Yung #1 is napag isip-isip ko ay it's really not WAIVE but pinaliit lang yung AF mo in a form of monthly payment instead of isang bagsakan na bayad for the whole year. I politely asked more sa kausap ko kanina but she got no answer for me about #1, 'di nalang ako nangulit.
Another lesson, try and try with your bank na ma waive AF.
BPI is my only bank (Checkbook, Passbook, Regular Savings, Payroll and Credit Card (+BPI eCredit Card)). Tama ka po dun sa cc nila, hindi ko ramdam perks at yung rate ng Real Thrill Rewards nila parang hindi makatarungan; or baka hindi pa ako ganun ka knowledgeable sa rates ng mga bank rewards.
But since I only have experience with BPI since nung Student Blue Card pa nila (Maya Savings?) kaya lahat na ng Savings and Checking accounts ko sa BPI ko narin pinagawa, but now I think I should explore other banks, find banks that have better perks like PNB-PAL Mabuhay Miles World Mastercard (na I heard mas madali Peso Spend = Mile Points nila) or yung promo ng Metrobank na Trip-for-3 sa Japan etc. I'm a frequent traveler so I want to find the best card for travelling. Right now still researching, researching and researching...
Yes po, okay naman. I linked my Blue Mastercard Credit Card duon sa PayPal before, then when BPI offered me the eCredit Card, inunlink ko na yung cc ko sa PayPal since I prefer to use the eCredit Card for online purchases. If you have BPI cc and often do online purchases, then goods yung eCredit Card (but it has limits since sa mismong Credit Card mo rin siya mababawas). Lot of sites, games and platform where PayPal is one of payment option kaya goods rin to have PayPal. I still have mine but GCash Mastercard and GCash American Express naka-link.
Another thing that I've heard is — madali daw makakuha ng higher or premium cards if marami kang credit/debit cards; aside form getting good credit score or unless you have lot of funds for higher cards. Not sure about this so...
Sub po ako on this thread at baka makapulot pa ako ng kaalaman with Credit Cards.
Okay naman po sya sir. May mga pa promo sya and rewards.
