TIPID TIPS para sa mga ka-Symbianize!

[-A7PHA-]

As an insurance agent, if balak mo makatipid sa insurance premiums, start early at while you are healthy.

Mas bata mas malaki ang coverage kahit mababa ang premium, pag healthy ka standard rating lang.

 

[mixgamingph]

Charged your electronics sa office... eheheh (pwede din dun kana mag luto ng rice)

honestly im doing this wahahah pero yung rice naka prepare na kasi dito palang sa bahay

 

[rockemo1998]

Pinakaimportant tipid tip para sakin and sa family namin. Only buy what you need. Groceries, internet, kuryente, tubig, load. Minsan na lang kakain sa labas, pag may extrang pera. Tapos save at least 20% ng sahod mo. Pagkasyahin ang 80% ng sahod sa mga gastusin.

 

[summerdaycee]

Sadly, parang tinanggal na ni Shopeepay yung Vouchers for Bills payment. Hindi ko na kasi makita sa feature nila. Mga 80-100 din yun ng points. As of now, Maya app gamit ko for bills payment and pangload kasi may times na may promos sila. Nagugulat na lang din ako may mga cash rebates na pwede ma-claim. Maya app din gamit ko for interbank fund transfers, 15 pesos transfer fee unlike bank transfer na 25 pesos. Sayang din 10 pesos.

If office/work, magbaon. Lalo na if hindi lang ikaw ang tao sa bahay (family). Matrabaho and ma-effort talaga eto pero mas maraming servings and healthier kasi alam mo kung ano ang nilalagay sa pagkain. Pero if ikaw lang mag-isa, weigh mo din pros and cons, baka kasi mas maganda na maghanap na lang ng murang mapagkakatiwalaang karinderya. Save sa time and effort. Pero expect less serving and bitin.

If di kailangan, wag bilhin. Needs vs. wants. Practice delayed gratification. Is it urgent to have and necessary to have? Kahit makamura ka sa palengke, kung bibili ka nga ng sandamukal na leafy greens, hindi din naman yan tatagal ng 1 week, wala din. Napagastos ka na, forced ka pa na lutuin kaagad kasi isipin mo masisira na sa ref. Bumili ng sapat sa pangangailangan.

For mobile phone needs, load lang ng 599 sa Smart - AllNet 599 good for 3 months - all net call & texts + 6 gb. Pang-sapat na sakin. Sa bahay ko na lang tinotodo yung malakas na consume ko ng data. Sa una lang siyang tingin na mahal pero if load ka naman ng load 100 per week, mas magastos pa yun.

As much as possible, I don't purchase supermarket items in SM/Hypermarket. Medyo may pagkamahal siya for me unlike sa ibang supermarkets. And may pagka-sneaky sila. Kaya learn to read labels and always check and compare with the barcode prices. Wag lang magrely sa nakikita kasi pagdating sa cashier iba pala presyo.

 

[Sultan]

Sadly, parang tinanggal na ni Shopeepay yung Vouchers for Bills payment. Hindi ko na kasi makita sa feature nila. Mga 80-100 din yun ng points. As of now, Maya app gamit ko for bills payment and pangload kasi may times na may promos sila. Nagugulat na lang din ako may mga cash rebates na pwede ma-claim. Maya app din gamit ko for interbank fund transfers, 15 pesos transfer fee unlike bank transfer na 25 pesos. Sayang din 10 pesos.

If office/work, magbaon. Lalo na if hindi lang ikaw ang tao sa bahay (family). Matrabaho and ma-effort talaga eto pero mas maraming servings and healthier kasi alam mo kung ano ang nilalagay sa pagkain. Pero if ikaw lang mag-isa, weigh mo din pros and cons, baka kasi mas maganda na maghanap na lang ng murang mapagkakatiwalaang karinderya. Save sa time and effort. Pero expect less serving and bitin.

If di kailangan, wag bilhin. Needs vs. wants. Practice delayed gratification. Is it urgent to have and necessary to have? Kahit makamura ka sa palengke, kung bibili ka nga ng sandamukal na leafy greens, hindi din naman yan tatagal ng 1 week, wala din. Napagastos ka na, forced ka pa na lutuin kaagad kasi isipin mo masisira na sa ref. Bumili ng sapat sa pangangailangan.

For mobile phone needs, load lang ng 599 sa Globe - AllNet 599 good for 3 months - all net call & texts + 6 gb. Pang-sapat na sakin. Sa bahay ko na lang tinotodo yung malakas na consume ko ng data. Sa una lang siyang tingin na mahal pero if load ka naman ng load 100 per week, mas magastos pa yun.

As much as possible, I don't purchase supermarket items in SM/Hypermarket. Medyo may pagkamahal siya for me unlike sa ibang supermarkets. And may pagka-sneaky sila. Kaya learn to read labels and always check and compare with the barcode prices. Wag lang magrely sa nakikita kasi pagdating sa cashier iba pala presyo.

Pansin ko din sa SPay wala ng rebates. I’ll use Maya moving forward. Thanks for sharing your tips. I agree with all of them.

 

[suyuero08]

i dont think if tipid si DITO network pero tingin ko mura cia for 25gb/ 199php for 1month.. swerte lang dn po na may signal si DITO smen. (pure data usage lang po ako)
alam ko nagupdate na sila na 16gb/199php pero sa in-app nila they always offer po ung 25gb/199php
and try to check dn po ung advance payment plans nila. if hindi naman po kau sobrang heavy user and gusto lang dn ng peace of mind sa usage ng data like streaming sa youtube and netflix.
bukod sa mga wais moves sa online shopping and payment.. maybe the best pdn is to not buy unneccessary things and find goals for each penny you have.

 

[lolajennn]

Holiday Tipid Tips na medyo yearly ko na ginagawa
1. Plan ahead and save up for your holiday expenses. Usually nagsstart ako ng August haha
2. Make a holiday list, mga reregaluhan, mga pupuntahan
3. Check your list twice, make sure walang nakakalimutan baka may magtampo haha
4. Set a total budget and stick to it, sa regalo sa mga out of town, sa food pang noche buena etc
5. Buy in bulk from one store and save on shipping!
6. Check nyo na lang din Shopee and Lazada store namin baka sakaling may magustuhan kayo (links in my signature hehe, sumegway eh no, pero tipid tips naman din talaga )

 

[ES226]

Bawasan ang budget sa pagkain kahit medyo payat na ko

 

[Arishe]

Dami na kasing inalis si Shopee kaya minsan na lang ako nabili duon, kay Lazada na ako madalas since pwede parin sakanila yung discounted price/cashback + shipping fee discount na magkasama.

But to share a tipid tip:

ShareTreats: https://www.sharetreats.ph/
Abangan yung mga big sale sa ShareTreats, every sale day meron and special days.
Like example, ₱1000 Shopee Gift Card (Voucher ito na magagamit mo sa Shopee) for ₱750 sa ShareTreats.
So naka-tipid ka ng ₱250 then no min. spend pa.

​

Pwede rin yung papuchu-puchu lang na vouchers pantipid rin ito.
E.g. yung Greenwich 3pcs. Garlic Sticks for ₱20 sa ShareTreats, na ₱39 pag sa mismong Greenwich.

Meron ding discounted vouchers for Grab, Lazada, GCash, Red Ribbon at marami pang iba.
Note: Na hindi lagi silang may discount for the many stores they have there, kaya need paring abangan.
Or turn notifs sa Facebook Page nila: https://www.facebook.com/ShareTreatsPH for posts nila about discounts & promos.

How to buy sa ShareTreats? Easy lang din with their Payment Options.

​

Yung Points na ito ay Points inside ShareTreats for every voucher you buy there.​

Kaya not bad na rin, may sort of earnings (in a form of Points) ka parin when you spend which you can later use to buy vouchers sa ShareTreats.​

---

7-Eleven's CLiQQ: https://www.cliqq.net/
Not much for a tipid tip but for the likes of convenience at yung points nila na pwedeng ipambili, share ko narin ito.

CLiQQ Rewards

• Points = for every ₱50 ay 1 Point (if you pay using CLiQQ Wallet) or ₱100 = 1 Point (if you pay via Cash) katumbas which points ay pwede mo ring ipambili.
• eStamps = may mga mechanics ka lang i-follow pag bumibili to earn eStamps (e.g. bili-bili ka lang ng kape sa City Blends coffee machine nila duon for eStamp)
• Promo Codes = hindi ko pa na-try but I'll edit this post pag may concrete idea na ako how this works
• Raffle = not sure if totoo ba ito sa tagal ko ng nagki-CLiQQ at laging may raffle point never pa nanalo

​

Say example may CLiQQ Points ako, redeem ko lang sa CLiQQ app then may code isesend pakita lang kay Cashier, there done.
Like meron duong 160 Points for 1pc. Crunch Time Fried Chicken Meal. If I have enough points then yun na, use points at wala ng iba pang babayaran.

Asan ang tipid? —
Pay via CLiQQ Wallet but topup your Wallet using CLiQQ voucher na bibilhin mo at a discounted price sa Lazada (I recommend Gifted.ph duon).
E.g. 100 CLiQQ Credits for ₱90 sa Lazada in a form of Voucher which ma-send sa email mo yung code, then ilagay mo lang yung code sa CLiQQ app to topup your wallet.

Pro tip: Always find and use vouchers like this to topup any other eWallets out there. Kahit ₱5 lang matipid mo, may natipid ka parin.​

This is the world we live in and the technology we have now. If hindi ka wais o madiskarte, lugi ka. Be resourceful lalo na't kung magastos ka! ​

From time to time, Iirc on special days like Holy Week and Christmas Season merong Every Day Treats sa app — tatlong gift box na iki-click mo, then if you're lucky you can earn Points or Data Balance panggamit sa internet hotspot ng 7-Eleven

• Yes isa pa ito. If you urgently need WiFi at wala kang panload, punta ka lang sa 7-Eleven open your CLiQQ app, click yung WiFi icon sa itaas then "Click here to connect" hanapin mo yung hotspot nila sa WiFi list. And there, you are already connected to the internet ng hindi kailangan ang conventional prepaid load or data promo subscription.
• Like how Wi-Fi works, you need to be within the range of 7-Eleven's hotspot so dapat nearby ka lang sa vicinity ng store.

Summary & Additional Notes:

• Once may laman na yung CLiQQ Wallet mo, kahit wala kang mobile data/internet pwede ka paring magbayad through CLiQQ app. magpupush through parin 'yon.
• Again if you pay using CLiQQ Wallet 1 Point for every ₱50 spent. 1 Point for every ₱100 naman if Cash.
• Meron din silang physical card (₱10 lang ata to buy the card; I'll confirm and edit this thread about dito). May barcode sa card kaya if you happen to not bring your mobile phone, ipa-scan mo lang yung barcode pagkabayad mo para sa points.
• Do you still earn a point kahit below ₱50 lang yung bibilhin mo sa 7-Eleven? Yes.
• Does points expire? Yes, every end of the year.
• At times, CLiQQ also have this promo or option to convert your Point to Wallet Credits.

Also to include, CLiQQ Grocery.
This is where you can buy ₱1 deals from original price of ₱200+ pag naswertehan mo yung ganitong pa-promo nila.
Marami kaming bumubudol dito dahil nga sa discounted items nila (on selected items). Dito talaga makakatipid from mall price. Then pickupin nalang sa mismong 7-Eleven upon checkout.

---

Compare Prices Before Buying
Be smart when buying and don't ditch the opportunity to buy the most discounted priced item from a shop on their platforms.

Watch out for this. If may gusto kang bilhin, compare mo muna yung pricing nung item sa tatlong ito below:

1. Shop's Own Commerce Website
2. eCommerce Websites (Shopee, Lazada, BeautyMnl, Zalora etc.)
3. Physical Store

Example, Nature's Apothecary has their own website at pwede kang bumili duon. Then they have a markdown up to 60% OFF on selected items sa website nila, pero hindi sila nag 60% OFF sa Shopee store nila. So compute with the discounted price with the shipping fee kung saan ka mas makakamura.

A must-do rin if you prefer on buying sa mismong malls. Do check their eCommerce sites or websites (e.g. SM, Watsons etc.) first dahil meron din chance na may cashback, promotions and deals sila duon but not at their physical store, or likewise.

 

[Tibatz]

Grocery-related Thrifty “Tipid” Tips to Survive Inflation in the Philippines

1. Learn to budget
The tip speaks for itself. Budgeting is the best inflation-response skill you can learn in the Philippines this 2023. A budget is your roadmap to what you’re supposed to buy and an estimate of how much you’re meant to spend. Having a guide is better than mindless shopping.

2. Buying more for less
Buying in bulk can save big on some things, but always compare the price per unit rather than the ticket price to check if you’re really saving money. If mental arithmetic isn’t your strong point, well, there’s no harm in using your cellphone or calculator in public.

3. Get the last drop of everything
Got an almost-depleted bottle of shampoo? Bodywash? Dilute the content with water and squeeze it dry.

4. Use coupons or reward cards
Reward cards can let you receive special discounted prices for your desired items. Sometimes, supermarkets distribute freebies every once in a while if you’re a reward card holder.

5. Check out the “lower part” of the grocery shelves
One of grocery stores’ marketing strategies is to put premium quality and pricey products on shelves that are at “eye-level” and the affordable deals are placed at the lower parts. Now you got a reason to bend down to the lower shelves to do a little bit of comparison shopping.

6. Avail Buy-1-Take-1 deals
Buy-1-take-1 offers are typically offered for items near their expiry date. Feel free of taking these supplies, especially If you’ll use the items immediately after.

7. Choose cheaper alternatives
If you can forego branded items for off-brand options that still get the job done, do so. It’s okay as long as the quality isn’t sacrificed with the price drop.

8. Remember price scanner placements
Markets in the Philippines aren’t as organized as abroad. If there are no price tags, don’t make the mistake of “guessing” the price. Search for price scanners and double-check.

9. Shop alone
Don’t ever shop with your child if they haven’t been taught about discipline. Otherwise, you’ll head home with a dozen of Kinderjoys with you. But in case you have no choice but to bring them along, set some rules. For example, you can tell them that they can choose only 2 items. If they want 3, then 1 item has to go back to the shelf.

10. Plan your menu one week ahead
It’s better to shop when you already know what ingredients to buy, plus how many portions of each you’ll need.

11. Bring your senior citizen card
Take advantage of all discounts you may get. If you’re a senior citizen, secure a senior ID and discount card from your barangay. Also, make comparisons on where you can get the biggest discounts. For example, my SC parents have discovered that Jollibee accepts two SC cards while KFC only accepts one.

12. Avoid going grocery shopping when hungry
Did you know that new research confirms that grocery shopping when your stomach is rumbling is not a good idea? Why? 3 words: EVERYTHING LOOKS GOOD. When you shop hungry and are faced with a lot of food options, you tend to eye for junk food and sweets. And with that, you’ll end up spending a lot more and making unhealthy choices.

13. Ask yourself how much an item costs – not in cash value, but through time.
Let’s say you’ve been eyeing a branded watch worth P8,000. Doesn’t sound too much, does it?
But what if you are getting paid P1k per hour? (example only). Then it would take you 8 hours to pay for the watch. That’s a whole day of work for most Pinoys. Of course, you can use this for big expenses too. What if you’re about to check out your cart worth P30k? Are you really willing to spend 30 hours at work to fund that? In these times where we are just starting to feel the effects of inflation, we need to work on our MINDSET. This is just a small hack to help you change your mindset and move it to a more positive direction: a direction where you take control of your finances and tell it where it needs to go.

 

[Arthur Leywin]

Ano pinaka tipid niyong way to pay for internet services?

 

[-A7PHA-]

Ano pinaka tipid niyong way to pay for internet services?

Pay using online wallets, kung sino yong may magandang promo, yon ang gagamitin pambayad hehehe..

 

[Arthur Leywin]

Pay using online wallets, kung sino yong may magandang promo, yon ang gagamitin pambayad hehehe..

Ikaw ba? Ano ang usually ginagamit mo?

 

[damwnalter]

Charged your electronics sa office... eheheh (pwede din dun kana mag luto ng rice)

been doing this. hehehe

 

[-A7PHA-]

Ikaw ba? Ano ang usually ginagamit mo?

Maya or Gcash, Minsan Shopee ^_^

 

[CaramelFrappe]

sa akin siguro tipid tip is bumili lang ng kelangan talaga like food. damit (pwede to kahit once a month) and other necessary things. Iwasan ang pagbili ng wants. Lalo na pag di mo naman kelangan tapos marealize mo short ka na sa budget kasi bumili ka ng hindi naman kasama sa budget. Kung bibili ka ng wants pwede pagipunan muna or pag may extra ka at naibawas mo na budget and savings.

 

[Killzone969]

mag grocery good for 1 week budget 1.5k - 2k ( 5 adults, 2 kids) mas nakakatipid ito compare kapag araw-araw namamalengke kapag araw-araw kasi naglalaro sa range ng 300-450 pesos yung expenses eh depende sa ulam na mabibili mo and mapapagastos karin sa meryinda hehehehe

mag plan narin ng ulam for 1 week para pumasok sa budget or para mapag kasya niyo yung budget niyo for 1 week for example ako yung mga 30 days idea sa facebook? kumuha ako dun ng idea like burger steak ranging 100 pesos? good for lunch lang yun then sa gabi naman yung mga sardinas with egg worth 100 pesos for example, or kapag nagluluto naman ng manok, isda, or beef good for 1 day pero sa second meal nag dadagdag lang ng kung anu-ano.

if you're planning mag loan mas maganda if hindi sasabay sa due date ng mga other bills for example ang electricity and water bill niyo every 25 of the month mas maigi if gusto mo mag avail sa home credit every 1st week of the month. para sa sahod mo if regular employee ka if 15/30 sa company niyo every 15 of the month bayaran na yung electricity and water bill then every 30 of the month naman yung sa home credit mo naman para lang hindi mabigat or hindi agad maubos yung isang cut off mo sa mga bills.

 

[Ventriloquist]

Ako naman nagfafasting sinimulan ko sa 16/8 na window 16hrs di kakain at 8hrs pwede kumain, hanggang sa naging OMAD. Healthy na nakatipid ka pa.

Pero syempre subjective pa rin sya kaya pili lang ng setup if gagawin mo.

 

[zagvot]

Ako naman nagfafasting sinimulan ko sa 16/8 na window 16hrs di kakain at 8hrs pwede kumain, hanggang sa naging OMAD. Healthy na nakatipid ka pa.

Pero syempre subjective pa rin sya kaya pili lang ng setup if gagawin mo.

Di po ba masakit sa utak yan sir lalong lalo na sa mga student/working na more on calculation yung trabaho?

 

[Ventriloquist]

Di po ba masakit sa utak yan sir lalong lalo na sa mga student/working na more on calculation yung trabaho?

Di naman masakit sa utak parang nakakapagfocus ka nga eh, siguro sa mga nag-uumpisa palang. Pwede naman yung 16/8 na window at stay ka lang dyan. Sabay din sa work schedule mo, kasi kapag nag-OMAD ka iba pakiramdam eh. Siguro pwede sya i-try ng off mo sa work sabayan din ng simple workout para di mawala mga muscles mo sa katawan.

Ito yung ibang benefits if nag intermittent fasting ka.