What is your preferred bank(s)?

[sugalislife]

BDO - Emergency fund ko.
BPI - My expenses and others.
UnionBank - Crypto transactions only.

 

[0106]

My Preferred bank goes to BPI, since sa kanila ako nagkaroon ng steady na account, since 2012. Mayroon din akong BDO pero wala na akong savings account dito, cashcard na lang meron. May Unionbank EON din ako na kasing tagal ng BPI ako. Lastly I tried Security bank since ito payroll ng previous company na pinasukan ko. May Pa SALAD pa nalalaman ang Security bank, short for Salary Loan Advance na inaawas sa payroll if mag avail ka.

I'm into online digital banking nowadays. Name it, I ALMOST have everything, though hindi naman lahat may laman, pero iba kapag mayroon ka, naka kasi kailanganin in the future. I got CIMB, MAYA, DISKARTECH, GSAVE,SEA BANK (bagong bago! 6% PA, at kita mo tlga yung interest every day!) SEA BANK looks promising though na sa soft opening pa lang. Para silang bank ng Shopee.

 

[Peliii]

Tonik - 4.5% for group stash, 4% solo stash, 6% time deposit.

 

[dothackjhe]

Parang okay din yung Seabank. From the same company that made Shopee. May 6% interest per annum.

 

[namaewagio]

Parang okay din yung Seabank. From the same company that made Shopee. May 6% interest per annum.

parang maganda nga din sya, nakita ko lang to kahapon sa isang group.. 6% divident is not bad, parang pagibig mp2 din sya.

pwede maglagay ng up to 500k para at least insured ng PDIC.



to answer the question, sa BDO kami ngayon currently kahit sobrang bulok ng online banking nila

 

[Sultan]

parang maganda nga din sya, nakita ko lang to kahapon sa isang group.. 6% divident is not bad, parang pagibig mp2 din sya.

pwede maglagay ng up to 500k para at least insured ng PDIC.

View attachment 10044

to answer the question, sa BDO kami ngayon currently kahit sobrang bulok ng online banking nila

BDO has the worst mobile app. Haha!

 

[dothackjhe]

Yung mobile app ng UnionBank may in-app OTP. Medyo double-edged sword. Very safe siya in a sense na di ma-i-intercept yung OTP code on-the-air, pero very accessible din sa kung sino pag napunta sa maling kamay yung phone.

 

[0106]

parang maganda nga din sya, nakita ko lang to kahapon sa isang group.. 6% divident is not bad, parang pagibig mp2 din sya.

pwede maglagay ng up to 500k para at least insured ng PDIC.

View attachment 10044

to answer the question, sa BDO kami ngayon currently kahit sobrang bulok ng online banking nila

Dna masama, Pero yung 400k san kaya mahahanap

 

[rockemo1998]

Landbank hehe kasi maraming uses pag may government transactions. Hirap nga lang pumila sa bangko pero madali lang if puro online banking tsaka yung Link.Biz portal

 

[Sultan]

Landbank hehe kasi maraming uses pag may government transactions. Hirap nga lang pumila sa bangko pero madali lang if puro online banking tsaka yung Link.Biz portal

I agree since government owned sya.

 

[Pablo]

Kung Crypto Lover Ka - Union Bank
BDO - kung stability at stockholder ka ng $BDO

 

[Sultan]

Kung Crypto Lover Ka - Union Bank
BDO - kung stability at stockholder ka ng $BDO

Yes +1 sa UB for being so good sa crypto lovers

I agree rin sa BDO esp the availability of their ATMs/branches

 

[0106]

Starting Oct 1, Seabank will reduce their P.A. to 5% as per their in app notification

 

[xudalord]

Starting Oct 1, Seabank will reduce their P.A. to 5% as per their in app notification

may maintaining balance bang kailangan?

 

[Sultan]

Starting Oct 1, Seabank will reduce their P.A. to 5% as per their in app notification

5% is still 5% compared to other traditional banks. OK nako dun basta free pa rin InstaPay transfers.

may maintaining balance bang kailangan?

Wala.

 

[Sultan]

Parang okay din yung Seabank. From the same company that made Shopee. May 6% interest per annum.

Di ako nakapag react dito dati kasi I didn't have one until today. And legit nga ung daily interest which I think is phenomenal unlike majority of banks na monthly (even with CIMB). Planning to move big chunk of my funds dito para sulit ung naeearn kahit papano kesa tengga lang.

parang maganda nga din sya, nakita ko lang to kahapon sa isang group.. 6% divident is not bad, parang pagibig mp2 din sya.

pwede maglagay ng up to 500k para at least insured ng PDIC.

View attachment 10044

to answer the question, sa BDO kami ngayon currently kahit sobrang bulok ng online banking nila

Maganda nga talaga - high yield. Ung sa 500K pwede na rin unless risk taker ka talaga na gusto mo mag earn ng minimum wage which is more or less 5M dapat savings dyan haha

 

[0106]

5% is still 5% compared to other traditional banks. OK nako dun basta free pa rin InstaPay transfers.

Wala.

Yes, correct. Seabank gamit ko in transferring to my other bank accounts. FREE siya! If you;ll ask, how do I transfer to Seabank and avoid fees, ito ginagawa ko: Recently, you can now open a BPI account using your Gcash. From Gcash-to BPI>Connect your BPi to Shopee pay as one of your cash ins--then from Shopee pay wallet to> Seabank (lahat ng process nyan free)

 

[Sultan]

Yes, correct. Seabank gamit ko in transferring to my other bank accounts. FREE siya! If you;ll ask, how do I transfer to Seabank and avoid fees, ito ginagawa ko: Recently, you can now open a BPI account using your Gcash. From Gcash-to BPI>Connect your BPi to Shopee pay as one of your cash ins--then from Shopee pay wallet to> Seabank (lahat ng process nyan free)

Yes, naka setup na saken yan. Debit card naman for BDO, Maya and GCash para free cashin to Shopee Pay-> SeaBank.

 

[jpx3mDOTcom]

Madaming di aware dito pero sa unionbank if may mobile banking app ka di ka na pipila sa labas ng bank. Schedule a visit lang ang katapat.

 

[Sultan]

Madaming di aware dito pero sa unionbank if may mobile banking app ka di ka na pipila sa labas ng bank. Schedule a visit lang ang katapat.

Yes, nakita ko sya sa app pero haven't used it pa. One of these days, vivisit ako to have my card replaced.