What is your preferred bank(s)?

[Flash684]

Pwede ba magtanong? ano ang bank na may pinaka mababang initial deposit? Pwede bang voters id at Philhealth id lang ipakita? yan lang kasi ang meron ako.

 

[Sultan]

Pwede ba magtanong? ano ang bank na may pinaka mababang initial deposit? Pwede bang voters id at Philhealth id lang ipakita? yan lang kasi ang meron ako.

Traditional bank ba? BPI is 3K lang maintaining.

While for digital banks, I’d say go for SeaBank now due to no maintaining balance and daily ung interest. Ung IDs mo is pwede naman na lalo voter’s ID.

 

[equinoxzZz]

Pwede ba magtanong? ano ang bank na may pinaka mababang initial deposit? Pwede bang voters id at Philhealth id lang ipakita? yan lang kasi ang meron ako.

Unionbank. May certain account types sila na walang initial deposit at walang maintaining balance.

 

[Flash684]

Thanks sa replies...try ko mag inquire s union bank.

 

[0106]

Ok so as of today, Seabank’s PA has changed to 5%. BUT bank transfers from Seabank to other banks are no longer real time, they are now using pesonet, no more instapay

 

[namaewagio]

pa click bait lang yung seabank

 

[Sultan]

Ok so as of today, Seabank’s PA has changed to 5%. BUT bank transfers from Seabank to other banks are no longer real time, they are now using pesonet, no more instapay

Yes ung 5% but they TEMPORARILY suspended charging InstaPay transfers -- free pa rin until further notice and REAL TIME. As for the 5%, goods na goods pa rin un compared to traditional banks. At the end of the day, SeaBank is just but a bank not an investnent firm.

 

[0106]

Tama ka TS, kita ko na ulit instapay sa seabank hehehe. Ewan ko ba, fan ako tlga ng bank na to!

Yes ung 5% but they TEMPORARILY suspended charging InstaPay transfers -- free pa rin until further notice and REAL TIME. As for the 5%, goods na goods pa rin un compared to traditional banks. At the end of the day, SeaBank is just but a bank not an investnent firm.

 

[Sultan]

Tama ka TS, kita ko na ulit instapay sa seabank hehehe. Ewan ko ba, fan ako tlga ng bank na to!

Same here -- ung FREE InstaPay talaga pinakagusto ko dito e. Bonus lang yang interest.

 

[joelalano95]

For me Seabank (5% per annum, pero kagandahan daily ang bigay), CIMB (for insurance na din gawa ng SUNLIFE GREPA) at BPI (for easy cash-in ng GCash, security guard pa tatay ko kaya ang dali mag cash in hahaha)...

 

[Sultan]

For me Seabank (5% per annum, pero kagandahan daily ang bigay), CIMB (for insurance na din gawa ng SUNLIFE GREPA) at BPI (for easy cash-in ng GCash, security guard pa tatay ko kaya ang dali mag cash in hahaha)...

Dun ako sa easy cash in GCash thru BPI. Same thing with UB. Mukhang di kana pumipila brother haha

 

[user48625]

para sakin walang savings account kc invested sa market.

 

[Sultan]

para sakin walang savings account kc invested sa market.

Mahirap din walang savings bro unless you have cash lying around. Pag naka invest lahat di mo naman basta basta mapupull out un lalot ipit.

 

[user48625]

Meron nman emergency fund. Atleast 1 year na bills

 

[ES226]

BDO

 

[0106]

You can now generate QR codes in Seabank. You can use in any establishments that accepts scar QR for payments.

 

[Sultan]

You can now generate QR codes in Seabank. You can use in any establishments that accepts scar QR for payments.

New feature nga nya yan

 

[hurt143]

BPI
PNB
UB
Metrobank

 

[tartimorion]

Just remember na yung mga interest rate na significantly mas mataas sa mga fairly new digital banks as compared to traditional banks are just for promo only. Give it a couple of years bababa din yan once they gathered enough depositors and loaners.

 

[Sultan]

Just remember na yung mga interest rate na significantly mas mataas sa mga fairly new digital banks as compared to traditional banks are just for promo only. Give it a couple of years bababa din yan once they gathered enough depositors and loaners.

Right, kaya while it's still hot grab it.