What is your preferred bank(s)?

[Sultan]

Hello!

Alam ko iba iba ung preferred bank(s) natin. So, I just wanted to know kung alin sa mga naka lista ung preferred nyo at kung bakit.

 

[Z a c h a r y]

overall mas gusto ko parin talaga yung bdo. kasi featured sila almost everywhere. kahit yung mga swipe machines sa malls tatak bdo eh.

 

[Sultan]

overall mas gusto ko parin talaga yung bdo. kasi featured sila almost everywhere. kahit yung mga swipe machines sa malls tatak bdo eh.

It's not a surprise paps kasi it's part of the largest mall chain anyway. Ang ayoko lang sa BDO is ung mobile app nya. Despite being one of the largest banks (if not the largest), di pa rin nila kaya maimprove ung mobile app nila given this digital age. Take a look at how BPI app works and UB na rin.

 

[mixgamingph]

PNB - never ako nagkaron ng hassle dito kahit sa branch CS mabilis makausap mga branch managers if ever I need more assistance

 

[Sultan]

PNB - never ako nagkaron ng hassle dito kahit sa branch CS mabilis makausap mga branch managers if ever I need more assistance

Wala pakong account dito. Try ko mag open pag may extra.

 

[C E S S]

*Unionbank* is great. Innovatve dn cla. Infact, they are planning to launch crypto trading in their services.
*BPI* is okay din. Mdaming physical brnches, kpag need mag withdraw nang mlakihang amount via OTC.
You may consider other dgital banks since wala nman maintaining balance para mag open, at PDIC insured dn nman. Good to hve plenty of options in case mgka-downtime sa isa.

 

[niemae]

BDO .. dahil sa nakasanayan na .. eto rin kasi payroll ng office... never tried other bank.. ahaha

 

[cariszma]

bdo is ok though the mobile app is a bit sus. for convenience bdo kasi kahit saan meron. BPI and UB is good as well.

 

[Sultan]

BDO .. dahil sa nakasanayan na .. eto rin kasi payroll ng office... never tried other bank.. ahaha

Same payroll pero I keep a separate acct for savings.

bdo is ok though the mobile app is a bit sus. for convenience bdo kasi kahit saan meron. BPI and UB is good as well.

I agree. Ung accessibility ung advantage netong BDO.

SKL kung gusto mo ng mataas taas na interest rate, CIMB is a good bank for now at 4% PA with a minimum 100K balance.

 

[cariszma]

Same payroll pero I keep a separate acct for savings.

I agree. Ung accessibility ung advantage netong BDO.

SKL kung gusto mo ng mataas taas na interest rate, CIMB is a good bank for now at 4% PA with a minimum 100K balance.

Oo kahit 7-11 atm machines ngayon meron ng bdo na free of charge mag withdraw.

agree also with CIMB bank. though online lang ba sya? i have one via Gcash lang if I'm not mistaken.

 

[vhick]

If you are into online banking, you never go wrong with Union Bank. Online banking-oriented kasi yung ang Union Bank.

Pero sa ease of banking transaction, BDO ako. alam ko may banking transaction sila even in Sunday.

But my vote goes to Union Bank.

 

[Sultan]

Oo kahit 7-11 atm machines ngayon meron ng bdo na free of charge mag withdraw.

agree also with CIMB bank. though online lang ba sya? i have one via Gcash lang if I'm not mistaken.

Yep, online lang CIMB. Same here. Linked sa GCash.

If you are into online banking, you never go wrong with Union Bank. Online banking-oriented kasi yung ang Union Bank.

Pero sa ease of banking transaction, BDO ako. alam ko may banking transaction sila even in Sunday.

But my vote goes to Union Bank.

I agree. UB is by far the best online bank app for me.

 

[ReverzerO]

Maya bank po gamit ko, gusto ko yung crypto nila at yung +6% interest annually sa savings meron din silang virtual credit card na pede mag purchase online or sa psn disadvantages lang ay wala silang bahay bahay kung san pede mag withdraw na walang kaltas, kung mga ibang banks may bawas na 15php to 18php except si landbank 10php lang bawas. Speaking sa withdraw, makaka avail din po ng visa or master card sa kanila, 150php per card +50php delivery fee depende sa location kung kaya maabot

 

[Sultan]

Maya bank po gamit ko, gusto ko yung crypto nila at yung +6% interest annually sa savings meron din silang virtual credit card na pede mag purchase online or sa psn disadvantages lang ay wala silang bahay bahay kung san pede mag withdraw na walang kaltas, kung mga ibang banks may bawas na 15php to 18php except si landbank 10php lang bawas. Speaking sa withdraw, makaka avail din po ng visa or master card sa kanila, 150php per card +50php delivery fee depende sa location kung kaya maabot

Laki pala ng bigay ng Maya bank noh? CIMB kasi 4% which is way better na than local banks. Sa crypto naman, gusto ko ung UI ng app pero limited pa coins nila. Pero nag invest na rin ako nung nasa beta mode palang.

 

[ReverzerO]

Opo tas yung games nila pede din daw kumita up to 65k, di ko pa po nattry, may bayad din kasi stick po muna sa crypto mas relax ung CIMB parang di ko po maalala branch nila dito samin, mukhang interesting din ung 4%

 

[verticancer]

panget ng mobile banking ng EASTWEST Bank - lalo na kapag 15 and 30.
RCBC ang ganda ng mobile banking nila.
Security Bank maganda din.
UnionBank ngcreate ako nyan dati thru online kasi nga pandemic. ngdeposit ako ng 500 pesos. tapos d kalaunan biglang my ngwidraw sa account ko. pati nga ung OTP nakuha eh. madaling araw kaya d ko na nakita. ngpunta ako sa branch early in the morning para ireport ung ngyari. nakaattach ung mga proof ko. (in the end d nila nirefund ung pera ko) buti n lang 500 pesos lang un. pero kung malaki un ang sakit nun. halata nmang dummy account ung pingsendan

 

[dothackjhe]

I have savings account sa BPI at UnionBank. I never had any issue with any of them.

 

[Sultan]

Opo tas yung games nila pede din daw kumita up to 65k, di ko pa po nattry, may bayad din kasi stick po muna sa crypto mas relax ung CIMB parang di ko po maalala branch nila dito samin, mukhang interesting din ung 4%

Walang physical branch CIMB. hehe

 

[ReverzerO]

Walang physical branch CIMB. hehe

Sa gcash ko po pala nakita nagcheck ako ngayon, 2.60% naman po nakita ko per annum ung 1.40% kay gcash at kung sa mismong app ni CIMB 4% hula ko lang po

 

[Sultan]

Sa gcash ko po pala nakita nagcheck ako ngayon, 2.60% naman po nakita ko per annum ung 1.40% kay gcash at kung sa mismong app ni CIMB 4% hula ko lang po

4% applies if may minimum 100k savings ka.