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What bank daw po? You can call their hotline po para sure na nabalik nga sa kanila po. Pwede nga pong magamit yun ng iba like ang courier lalo na kapag pre activated na ang card.
Hindi ko na matandaan kung anong bank ba yun matagal na eh.
Pero wala ka naman po narereceive na txt or email ng SOA or Statement of Account? Kapag wala po siguro nabalik na nga po sa bank.
Yes po di mo na kailangan po itawag sa CS nila. Kahit piso nga transaction pwede iconvert po. Actually 3 months term lang ang 0% installment nila pero may service fee na 100 pesos. Pero if you want po na na mas matagal mo bayaran, may interest na po pero maliit naman po ang interest. Please see below.
| Terms | Rate (Add-on) | Rate (EIR) | Rate (Annualized) |
| 6 | 0.99% | 1.6740% | 20.0880% |
| 9 | 0.99% | 1.7420% | 20.9040% |
| 12 | 0.99% | 1.7710% | 21.2520% |
| 18 | 0.89% | 1.6140% | 19.3680% |
| 24 | 0.89% | 1.6110% | 19.3320% |
| 36 | 0.89% | 1.5870% | 19.0440% |
Wow dame. May I ask po, ilang months po first card sa RCBC niyo nung inofferan kayo for 2nd card? And ilan po cl yung first card niyo and ngayong nag auto CLI po? Mag 2 months palang kase RCBC ko haha
Around 6months po nung nag offer ng JCB Gold, 41k initial CL ng first card ko, then nung nag auto CLI naging 84k. Ung inoffer na Gold 50k separate limit
Wow nice. Sana mag auto CLI din saken and offeran ako 2nd card
I've been through the same situation 5 years ago. I had a bad credit standing with BDO due to unpaid credit card balances that resulted to closure of my account. Collections department started harassing me, tawag and email sila everyday but after a few months i was able to settle my unpaid bills.
Wow nice one po. Sana ako din magkaBDO haha. PNB at RCBC lang ako parehas 20k limit. Malaki ba savings account mo sa BDO nung nag apply ka?
Yes po, medyo okay na yung savings ko that time kaya yung branch manager nag offer na sila na mag attach ng recommendation letter para auto approved na.
Oh hexa user ka ng RCBC? Nice! Pero sabi nila kapag 6mos ka na sa rcbc magooffer sila ng 2nd card. 2 months palang saken haha
i recommend RCBC po dahil sa kanilang unli installment na pwede mong magawa sa loob ng mobile app nila. Pwede mo maconvert lahat ng transactions mo into installment kahit 10 pesos pa yang transaction mo.
Yes po, okay yung hexa halos walang fee sa lahat ng transactions. Basta keep up lang yung good credit standing and for sure kahit san ka mag apply auto-approve na!
Di ba yung hexa, dapat may 100k deposit? Ilang months na naka deposit ang 100k para magka hexa cc?
Yes po, you can open a new hexa savings account on the spot basta ready na yung funds and then the credit card will arrive after a few weeks as long as you consistently follow up with them
Yes po maganda po ang citibank, yan ang sabi nila? Ano po cc niyo sa citi? Wala pako citi kase, mailap saken haha.
Yes po, will pay my due balance naman kapag dumating na SOA ko. Yung PNB ko kase parang di nagrereport sa TransUnion haha
