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need mo 10k sa bpi or 15k sa security bank
mne security bank..
then punta k any bank mlpt sa inyo magbukas k ng SECURED CARD..
Dala k pla id any govt id.
Secured card
A secured credit card is a type of credit card that is backed by a cash deposit from the cardholder. This deposit acts as collateral on the account, providing the card issuer with security in case the cardholder can't make payments.
IT MEANS YUNG 15K KO PINANG OPEN NG SECURED CARD AY MPUPUNTA SA BANK PANSAMANTALA FOR 1 YEAR BAWAL MO SYA I WITHDRAW..
MAGKANU MGIGING LIMIT KO?? 80% NG 15K SO AROUND 12K YUN.. AFTER A WEK DADATING CREDIT CARD MO
GAMITIN MO SYA SA MGA INSTALLMENTS SEIMPRE BAYADAN MO DIN
AFTER 3MOS SAKA K MAG APPLY OTHER CARDS NO NEED N SABIHIN MO N SECURED CARD ITO..
WHAT IM TELLING YOU IS MY LOOPHOLE SA PAGKUKUHA NG CARD WALA NG FUSS SA LHAT NG REQ N NEED MO IPASA O QUALIFICATIONS..
after a year meron nko madaming cards then sabi ko sasecurity bank cs i close ko n ang credit card ko sa knila..kinuha ko n yung 15k sa counter nila ..
guess what after 3 days pag check ko ng cc ko ang limit nya is 75k n ..hini n 12k....
heres my card after 3 years
security 75k
rcbc gold 98k
rcbc blue 95k
bdo 95k
amex bdo 45
metrobank blue 65
metrobnk titanium 85
pnb 58k
chinabank 85k
chnabank freedom 75k
citi 35
citi simpliity 35
robinson 20k
eastwest 75
eastwest 85
ANU GAGAWIN MO DYAN SA NPAKADAMING CARD DAMI DIN ANNUAL FEE? DONT WORRY TAWAG K LNG CS PAG DUMATING ANNUAL FEE MO THEN GALIT GALITAN AT KUNG ANU P REASON PRA M WAIVED..ME GINGAWA KO COMPARISON "KIT S RCBC WAIVED ANNUAL KO SA INYO HINDI..
MAHIRAP M APPROVE N SA HSBC BKIT DATI KSE WAY BACK 2003 MADALI LNG APPROVE SA HSBC PERO LHAT YUN AY TINAKBUHAN SILA KYA MEDYO MHIRAP M APPROVE SA KNILA
Ask ko lang may effect ba yung pag apply ko ng credit card sa di ko na binayaran na balance sa isang telco? di ko din kasi napakinabangan yung telco internet
You just need to send 20k sa bank account ng kakilala mo, tagging it as "payment" for something.
Once na mareceive na ng kakilala mo yung payment, they can send it back to you thru bank transfer.
If nareceive mo na yung payment, you may now pay your credit card back.
Di ka gumastos ng khit piso. And nagka rewards ka pa dahil sa pagsend ng 20k as "payment". Na achieve mo pa yung 20k spend to get no annual fee for life.
This is illegal and may ban you ng CC though, if mahuli ka.
Pinadalhan akong bigla ng BDO ng Mastercard. Akala ko naman hindi shared ung CL. E shared pala kaya useless! Haha! 1 lang CC ko at BDO Gold VISA lang--wala ng iba.
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