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Financial freedom formula

chrono657

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What i will be sharing guys is what we call the Financial Freedom Formula :)
This is the formula or pyramid , on how you will achieve your own financial freedom.
No product or selling, its all about you.

Choice between your wants right now, or your dreams for tomorrow, so lets get started.

View attachment 328509

Above is the financial freedom pyramid.

1. L.O.I. Living on Interest
2. High Risk
3. Growth
4. Security

all those four are important, but as you can see, security is the foundation of the financial pyramid.

LOI - ito yung buhay ng mayayman, malaki na ang puhunan nila kaya yung interest alone sa investment or principal amount nila is enough para sa kanilang survival and lifestyle, its like watering a plant until malaki na sya at di ka na nya need. but nagpprovide na sya sayo ng shade at fruits without you even taking care of it na.


HIGH RISK - Alam mo yung "HIGH RISK , HIGH RETURN" yes yan ang HIGH RISK, involve dyan ang diffrent kinds of trading, STOCKS, FOREX, CRYPTO trading and ofcourse our traditional business. why? because these things are not guaranteed, kaya ONLY INVEST MONEY YOUR WILLING TO LOSE EXCESS MONEY kumbaga, but we also have ways to manage the risk, learn to be a risk manager, not risk taker ;)



GROWTH - We call this growth, because here is papalakihin natin ang pera na parang puno, but syempre d lumalaki ang puno ng overnigth, gets nyo? this our money working for you ung returns ng money mo dito is base sa HABA NG PANAHON NA PALALAKIHIN MO SYA. Dyan pumapasok ang MUTUAL FUNDS, UITF, EQUITY . Na pag malaki na yung pera mo, is you can withdraw it already and eventually use it as you will :D


SECURITY - This is the foundation of the financial pyramid, before you go sa mga above mention ko is you should first be secured, but what does it take to be secured ba?

EMERGENCY FUND - This should be equal sa 3-6months of your lifestyle right now, so kung nabubuhay ka per month ng 20k , you should have 120k of savings na anytime pwedeng iwithdraw bawal galawin kasi for emergency lang. Main purpose neto is para incase something unexpected happen, nawalan ka ng trabaho natanggal bigla , meron ka paring pera up to 3-6months hinde kayo mamumulubi. meron kayong money para mabuhay and siguro naman makakahanap ka ng new work mo within 3-6months . :D

ADEQUATE LIFE INSURANCE - When I say ADEQUATE it means sapat, ADEQUATE ay para lang sa mga may dependents like mga parents na sa kanila nakadepende mga anak nila, if wala kang anak at independent ka need mo din neto . So ano ba to? Ito yung perang maiiwan sa mga mahal mo sa buhay incase something happens to you (DEATH) . Example is may anak ka at pamilya na nakadepende sayo, what do you think will happen to them if namatay ka? KAWAWA diba? Pero what if meron kang perang maiiwan sa kanila na sapat para makapagtapos sa pag aaral mga anak mo at mabuhay sila?
payapa ka diba? thats the purpose if you have dependents, but if your independent money will be use for your funeral.

EDUCATIONAL FUND - Applicable sa may mga anak na gusto pagdating ng anak nila sa college is all settle na ang gastusin, kasi bata palang mga anak nila nagprepare at naghanda na sila.



TAKE NOTE GUYS NO SELLING INVOLVED THIS IS PURE DISCUSSION ABOUT YOUR FINANCIAL FREEDOM AND GOALS

HOPE YOU LIKE MY POST , GOODLUCK TO ALL OF US HAPPY INVESTING
 

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