Kahit long term investing kayo, pero sa maling stock kayo nag invest talo parin kayo.
Kailangan parin pag-aralan yan kahit long term pa yan o mid term.
Wag umasa sa mga reco.. you will be just wasting your time and money.
My two cents 
Point is, you will only know you're wrong when you're already "wrong". Kumbaga parang board exam yan. Malalaman mo lang na pumasa ka pag lumabas na ang resulta. So you can't really outsmart the market all the time. Ke short-term o long-term pa yan.
What helps is when you understand "paper losses" vs "actual losses", and exit strategy.
Good thing with TRC, is.
1. 5000pesos initial deposit, 2000pesos monthly for 20 years. Realistic expectation by Bo Sanchez, 5 million pesos in 20yrs.
(Read My Maid Invests in the Stock Market by Bo Sanchez)
- meaning yung 2000 pesos per month, hindi ka dapat maghirap dyan. Kung hindi mo to afford isantabi, wala kang karapatan mag-invest. REAL TALK.
- if you want to invest more, it's up to you. Sabi nga, investing is a personal decision. Hindi ka pwede manisi ng kahit sino, kasi ikaw lang ang decision maker. Walang pipilit sayo, at hindi ka dapat napipilit, not even TRC.
2. Long-term investment helps to offset the risk, and increases the odds of winning.
- dahil sa 20-year term ka nakatingin, hindi ka bothered kung duguan yan ngayon. Bagkus, magsaya ka kasi madaming "for SALE". Dyan lalong yumaman si Buffet. Stock market crashed, people were afraid, they pulled out (sell) to minimize losses, but Buffet did the opposite. He had money, he went on shopping spree. Half-century later, he became richer.
- yun ang lamang natin sa mga "traders". Maikli yung time-frame nila..at need nila tumaya ng malaki para kumita ng malaki.
